Terms and Conditions

Last updated: September 2026

Agreement to Terms

These Terms and Conditions (“Terms”) constitute a legally binding agreement between you, whether personally or on behalf of an entity (“you”), and Linda Rivera | Wealth & Protection (“Company,” “we,” “us,” or “our”), governing your access to and use of https://www.lindariverawealthprotection.com, including any associated pages, landing pages, funnels, forms, scheduling pages, communications, or related services (collectively, the “Site”).

BY ACCESSING OR USING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS, YOU MUST DISCONTINUE USE OF THE SITE IMMEDIATELY.

We reserve the right, in our sole discretion, to modify or replace these Terms at any time. Any changes are effective immediately upon being posted to the Site, and your continued use of the Site following the posting of revised Terms constitutes your acceptance of such changes. You are responsible for reviewing these Terms periodically.

The Site is intended for individuals who are at least eighteen (18) years of age. By using the Site, you represent and warrant that you meet this requirement.

Intellectual Property Rights

Unless otherwise indicated, the Site and all of its content, including but not limited to text, graphics, logos, images, page layouts, designs, and materials (collectively, the “Content”), are the proprietary property of the Company and are protected by applicable copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site and its Content for your personal, non-commercial use only. You may not copy, reproduce, republish, distribute, modify, or create derivative works from any Content without our prior written consent. All rights not expressly granted are reserved by the Company.

User Representations

By using the Site, you represent and warrant that: (1) you have the legal capacity to accept these Terms; (2) you will use the Site only for lawful purposes and in accordance with these Terms; (3) you will not use the Site in any manner that could damage, disable, overburden, or interfere with the Site; (4) you will not attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to it; and (5) all information you submit through the Site is accurate, current, and complete.

If we determine, in our sole discretion, that you have violated any provision of these Terms, we reserve the right to restrict, suspend, or terminate your access to the Site.

Disclaimer

THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. All content, programs, and communications provided through the Site are SOLELY EDUCATIONAL AND INFORMATIONAL IN NATURE and are NOT intended as, and shall not be construed as, financial, legal, tax, investment, insurance, or other professional advice.

Your use of the Site, its forms, or its scheduling tools does NOT create a professional-client, fiduciary, or advisory relationship of any kind, and no such relationship is formed until a separate written agreement is executed between you and the Company. We make NO guarantees, representations, or warranties of any kind regarding any outcomes, results, income, or financial improvement. Any reliance you place on the Content is strictly at your own risk.

Limitations of Liability

To the fullest extent permitted by law, in no event shall the Company or its owners, employees, contractors, or agents be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to your use of, or inability to use, the Site or its Content, even if advised of the possibility of such damages.

If, notwithstanding the foregoing, liability is imposed on the Company, our total aggregate liability shall not exceed the amount, if any, actually paid by you to the Company. Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.

Indemnification

You agree to defend, indemnify, and hold harmless the Company and its owners, employees, contractors, and agents from and against any and all claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of or related to: (1) your use of the Site; (2) your breach of these Terms; (3) your violation of any applicable law or regulation; or (4) your infringement of the rights of any third party.

User Data

Any information you submit through the Site may be used by the Company to communicate with you and to operate and maintain the Site. While we take reasonable measures to protect your information, no system is fully secure, and you provide your information at your own risk. Please review our Privacy Policy for details on how we collect, use, and protect your information.

Electronic Communications, Transactions, and Signatures

By using the Site, submitting forms, or communicating with us electronically, you consent to receive communications from us in electronic form. You agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing. You agree to the use of electronic records, signatures, and contracts, and you waive any rights or requirements under any laws requiring an original (non-electronic) signature, to the fullest extent permitted by applicable law.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.

SMS Messaging Terms & Compliance

Our messaging program sends appointment confirmation and reminder messages to users who have booked an appointment or otherwise opted in to receive text messages. Message types may include appointment confirmations, reminders, rescheduling notifications, and related support messages.

By opting in, you acknowledge and agree to the following:

Our messaging program complies with the Telephone Consumer Protection Act (TCPA) and CTIA guidelines. For more information on how we handle your information, please review our Privacy Policy.

Refunds

All purchases are final and are subject to our Refund Policy, which is incorporated into these Terms by reference. Please review it in full at https://www.lindariverawealthprotection.com/refund-policy.

Contact Us

If you have any questions about these Terms, please contact us:

Linda Rivera | Wealth & Protection

Email: support@lrwealthprotection.com